France's self residental

Akis France provides self-sponsorship (financial independence) residency services in France with a specialized and efficient approach. We accompany you from the initial consultation to obtaining a visa and receiving a one-year residence permit. Our team assists you in preparing and organizing the necessary documents, proving financial sufficiency, renting or purchasing property, obtaining health insurance, and completing all administrative procedures. With extensive experience and deep knowledge of French immigration laws, we streamline your residency process and prevent potential issues. Our goal is to help you obtain legal residency in France effortlessly and benefit from its advantages, including the opportunity to live in Europe and travel freely within the Schengen Zone.

Required Documents

ID Card
ID Card
Visa
Visa

The self-sponsorship residency or financial independence visa for France allows individuals with sufficient financial means to migrate to the country.

To obtain this visa, applicants must demonstrate that they have at least 40,000 euros for themselves, 20,000 euros for their spouse, and 10,000 euros for each child under 17 years old. Language proficiency is not required for this visa, making the application process straightforward.

This visa helps individuals who can cover their own and their family’s living expenses to migrate to France without any difficulties. You can find a concise and complete overview of the financial independence residency in France below.

 

CriteriaDescription
Financial RequirementsMinimum monthly income of 3,000 euros, and a minimum bank balance of 30,000 euros
Visa Validity1 year (renewable)
Required DocumentsPassport, identification documents, proof of financial sufficiency, property deed or rental agreement, health insurance, certificate of no criminal record
Permanent ResidencyPossible after 5 years of residency in France
Benefits of Residency in FranceAccess to healthcare and education services, ability to travel within Schengen countries, family inclusion, right to permanent residency
Eligible ApplicantsIndividuals with sufficient financial means, retirees, professionals such as doctors and engineers
Cost of Financial Independence VisaVisa application fee: 150 euros, travel insurance: 300 to 500 euros, document translation: 100 to 200 euros

Financial Independence Residency in France

Financial independence residency in France is one of the most popular ways to enter and live in the country. This type of residency is granted to individuals who have sufficient income to cover their living expenses in France.

 To obtain financial independence residency, an applicant must meet specific requirements. One of the key conditions is having a minimum monthly income of 3,000 euros.

Additionally, the applicant must have sufficient assets to support themselves and their family while living in France.

 Moreover, applicants must maintain a valid bank account with a specified balance and provide the necessary documents to prove their financial capability. Initially, the residency is granted for one year, and it can be renewed upon presenting the required documentation.

Benefits of Financial Independence Residency in France

Financial independence residency in France offers numerous advantages that attract many individuals. Those who obtain this type of residency gain access to various opportunities and services that can significantly enhance their quality of life. The benefits of financial independence residency in France include:

  • Access to healthcare and education services: Individuals holding a financial independence visa can benefit from France’s public healthcare system and high-quality education. This access is particularly important for families, ensuring a secure and well-supported environment.

  • Living in a developed country: Residing in France provides the opportunity to experience its rich culture and history. People can immerse themselves in diverse traditions, interact with different cultures, and gain new life experiences.

  • Visa-free travel within the Schengen Zone: With a financial independence visa, individuals can travel freely to 27 Schengen countries without the need for an additional visa. This allows for unlimited travel opportunities, from strolling through the streets of Paris and exploring Italy’s renowned museums to skiing in the Swiss Alps and enjoying Spain’s sunny beaches.

  • Permanent residency: Over time, temporary residency can be converted into permanent residency, allowing individuals to plan for a long-term stay in France. This provides security and stability for those considering a future in the country.

  • Investment opportunities: Residents have the option to invest in France’s economy and market, enabling them to increase their income and financial stability. This creates opportunities for business growth and economic advancement in a developed country.

Considering these benefits, financial independence residency in France is an excellent option for individuals seeking a higher standard of living in a well-developed country. 

This pathway allows residents to enjoy a new cultural experience while benefiting from France’s world-class amenities.

Requirements for Financial Independence Residency in France

Applicants seeking a self-sponsorship visa for France must meet several key requirements, which include:

  • The primary applicant must have at least 40,000 euros in their bank account. If the spouse is accompanying the applicant, an additional 20,000 euros is required. For each child, an extra 10,000 euros must be available.

  • A monthly income between 2,500 and 4,000 euros (depending on the number of family members) from sources outside of France is a mandatory requirement for obtaining the financial independence visa.

  • The applicant must provide proof that they have rented or purchased suitable accommodation for themselves and their family in France.

  • Permanent residence in France is not required for this type of visa, allowing the applicant to travel to and from the country at different times. However, the applicant is not permitted to work for a French employer but is allowed to establish their own business in France.

Documents Required for Obtaining a Financial Independence Visa for France

To apply for a self-sponsorship visa, applicants must prepare and submit the following documents completely and without any errors. Any ambiguity or missing documents can increase the chances of visa rejection. The required documents for the French financial independence visa include:

  • Passport with at least six months of validity

  • Identification documents

  • Completion and submission of the required forms

  • Two passport-sized photos that meet the necessary standards

  • Proof of financial sufficiency

  • Marriage certificate and family identification documents (if married)

  • Documents proving the purchase or rental of a property

  • Health insurance coverage in France

  • Certificate of no criminal record

Eligible Individuals for Financial Independence Residency in France

Based on the requirements for self-sponsorship residency in France, this type of residency is suitable for the following groups:

  • Retirees: Individuals who have reached retirement age and have a stable and sufficient income from pensions or investments can easily meet the financial requirements for self-sponsorship residency.

  • Individuals with travel history to Europe: Those who have previously traveled to European countries are usually more familiar with the culture and regulations of these nations, allowing them to adapt more easily to life in France.

  • Individuals with sufficient financial means: Those with a stable and significant monthly income between 2,500 and 5,000 euros who can meet the financial requirements for living in France are among the best candidates for this type of residency.

  • Other professionals: Individuals working in fields such as medicine, engineering, or other specialized professions typically have high incomes, making them well-suited for self-sponsorship residency in France.

These groups, considering their financial status and experiences, can easily benefit from the advantages of financial independence residency in France and start a new life in the country.

Steps to Obtain Financial Independence Residency in France

To acquire financial independence residency in France, applicants must complete the following steps:

  • Step 1: Apply for a D7 Visa

The first step is to apply for a D7 visa, which allows entry into France. This visa is specifically designed for individuals who plan to reside in the country.

  • Step 2: Gather Required Documents

Applicants must collect all necessary documents, including identification papers, financial information, and proof of a stable monthly income (minimum of 3,000 euros for the primary applicant). These documents must be submitted to the French immigration authorities.

  • Step 3: Enter France with a Tourist Visa

Once the visa is granted, applicants must travel to France using a tourist visa and secure a rental or purchased property in france for their residence.

  • Step 4: Submit Residency Application

After arrival and securing accommodation, applicants must submit their self-sponsorship residency application to the local authorities.

  • Step 5: Interview and Document Review

Applicants may be required to attend an in-person interview and provide their financial and identification documents for verification.

  • Step 6: Receive Temporary Residency Card

Upon approval, a temporary residence permit is issued for one year, allowing the applicant to live in France.

Applicants must renew their residency annually by providing updated financial records and proof of financial independence. 

This process can continue for up to five years. After completing five years of residency, individuals become eligible to apply for permanent residency or French citizenship, eventually obtaining a French passport.

Cost of Financial Independence Visa for France

Applying for a financial independence visa for France involves various expenses. These costs cover different aspects of the application process and help applicants plan their budget for living in France. Below are some of the key expenses:

ItemCost (in Euros)
Visa application fee150
Document translation and certification100 to 200
Travel insurance (for one year)300 to 500
Certificate of no criminal record50 to 100
Passport-size photos20 to 30
Medical examination (if required)100 to 200
VFS service fees40 to 55
Minimum bank account balance30,000

Processing Time for Financial Independence Residency in France

Obtaining financial independence residency in France is a multi-step process that requires careful attention. Once the visa application is submitted, the processing time typically ranges from 3 to 6 months. However, depending on individual circumstances, this timeframe may vary, being shorter or longer in some cases.

After arriving in France and completing the required documentation, applicants have three months to submit their self-sponsorship residency application. By following the process correctly and providing complete documents, they can obtain a one-year residence permit.

This permit is renewable and serves as a step toward transitioning from temporary residency to permanent residency. Ultimately, after five consecutive years of living in France, applicants become eligible to apply for permanent residency or even French citizenship.

Cost of Living in France

The cost of living in France depends on various factors, including location and personal lifestyle. Generally, living expenses cover rent, daily necessities, and personal expenses.

ExpenseCost (in Euros)
Rent800 to 1,500
Groceries300 to 600
Transportation70 to 150
Health insurance and medical services30 to 120
Entertainment100 to 300
Internet and phone30 to 55
Clothing50 to 150

These estimates are approximate and may vary based on individual circumstances. On average, a monthly income between 2,500 and 3,000 euros is recommended for a comfortable life in France.

Best Cities in France for Financial Independence Residency

France, with its rich culture, natural beauty, and excellent infrastructure, offers multiple options for those seeking financial independence residency. Below are some of the top cities for living in France, each with unique features and benefits:

  • Paris: The capital of France is the top choice for many expatriates due to its vibrant cultural and social life. With historical and artistic attractions, as well as diverse entertainment and shopping options, Paris offers a dynamic lifestyle.

  • Nice: Located on the Mediterranean coast, Nice is famous for its pleasant climate and stunning landscapes. Compared to Paris, life in Nice is more relaxed and enjoyable, making it an ideal city for retirees.

  • Lyon: Known as one of France’s cultural hubs, Lyon is famous for its exquisite cuisine. This city offers a blend of modernity and history, making it an excellent choice for long-term living.

  • Marseille: Situated on the southern coast of France, Marseille is renowned for its cultural diversity and natural attractions. This city provides numerous opportunities for exploration, making it a great option for active and adventurous individuals.

  • Toulouse: Located in southern France, Toulouse is an attractive destination for those seeking a peaceful lifestyle. The city also boasts a rich cultural heritage and high-quality educational facilities, making it an excellent choice for families and professionals.

Financial Requirements for the Self-Sponsorship Visa in France

For the year 2025, applicants for France's self-sponsorship visa must demonstrate sufficient financial means. Specifically, the primary applicant must have a minimum monthly income of 3,000 euros. 

This income can come from various sources such as pensions, rental income, financial investments, and similar assets. Additionally, as the number of family members increases, a higher income is required.

Required documents to prove financial sufficiency include bank statements, income certificates, and other relevant financial records. 

These documents must clearly show that the applicant can cover living expenses in France without relying on social assistance. It is essential to ensure that all documents are legally valid and transparently reflect the applicant’s income and assets.

Validity of the Self-Sponsorship Visa in France

The self-sponsorship visa in France is typically valid for one year. During this period, the holder can reside in France and take advantage of the various opportunities the country offers.

After the first year, applicants can apply for visa renewal by submitting updated financial documents and proving their continued residence in France.

Renewal of the Financial Independence Visa in France

Renewing the financial independence visa in France is an annual process, requiring applicants to submit updated financial documents proving their continued ability to cover their living expenses.

This renewal process typically occurs every year, and in most cases, there is no need for an in-person interview. Applicants should ensure that they provide strong and verifiable documents to facilitate the renewal procedure.

After five years of residing in France under the self-sponsorship visa, applicants become eligible to apply for permanent residency and eventually French citizenship.

Difference Between Financial Independence Visa and Startup Visa in France

Both the Financial Independence Visa and the Startup Visa offer pathways to residency in France, but they serve different purposes and have distinct requirements. Below is a comparison of these two visa types and their key differences:

  • Financial Independence Visa

The Financial Independence Visa is designed for individuals who wish to live in France without working. This visa is granted to those who can prove they have sufficient financial means to cover their living expenses. Required documents typically include proof of a stable income or sufficient bank savings.

  • Startup Visa

On the other hand, the Startup Visa is intended for entrepreneurs who plan to launch a business in France. This visa is aimed at attracting investors, innovators, and business creators. Applicants must submit a valid business plan demonstrating the viability and potential of their startup.

 

CriteriaFinancial Independence VisaStartup Visa
Financial RequirementsProof of income or sufficient savingsInvestment in a business plan
Required DocumentsBank statements, income certificateValid business plan, work strategy
Visa ValidityOne year (renewable)One year (renewable)
Investment RequirementNot requiredInvestment in a business
Work Eligibility in FranceWorking is not allowedAllowed to work in own business

Financial Independence Visa for Retirees and Permanent Residency in France

The financial independence visa is an ideal option for retirees who wish to live in France without working. This visa is granted to individuals who have a stable income, such as pension payments or earnings from assets, which allows them to cover their living expenses in France.

Retirees can obtain this visa by providing financial proof, such as bank statements and sufficient savings, to demonstrate their ability to support themselves. The visa is initially issued for one year and can be renewed annually. After five years of living in France, it can be converted into permanent residency.

Permanent residency allows retirees to access additional benefits, including public healthcare, social security, and other welfare services.

Registering a Business in France with a Financial Independence Visa

While the financial independence visa does not allow individuals to work as an employee, it permits them to establish and manage their own business in France.

To register a company in france, the applicant must prove sufficient financial resources and present a viable business plan. Even if they do not engage in direct employment, they can supervise their business operations as a company director.

This allows individuals to legally start and operate a business in France. Before applying for the financial independence visa and business registration, it is recommended to consult with professionals to ensure a smooth process.

Obtaining Permanent Residency in France with a Self-Sponsorship Visa

Acquiring permanent residency in France through the self-sponsorship visa is possible for individuals who wish to live independently and have the financial means to support themselves without employment.

To apply for permanent residency, applicants must live in France for one year with this visa and submit documents such as bank statements and proof of income. Additionally, knowledge of the French language can enhance the chances of approval.

After five years of continuous residence in France with a financial independence visa, individuals can apply for permanent residency. This status provides access to social services and welfare benefits.

Following the legal requirements and submitting accurate documentation is crucial. Seeking guidance from immigration experts can help facilitate the process. By following the correct steps, obtaining permanent residency in France through financial independence is achievable.